Remember that Jemma had her bag stolen in Alicante.
Out of the contents, only the 100 euros in cash will be of any use to the thief because the credit card was blocked immediately as was the mobile phone and nothing else would have real value to to him (the camera in the bag was an out of date model that had plenty of signs of wear).
On the other hand Jemma is faced with a lot of inconvenience and expense. I don’t know how much DVLC charge for a replacement driving license but I dare say there is a fee of some sort. That is the least of the expenses that Jemma faces.
1. She has insurance for the mobile phone but there is a £100 excess on the policy for an iPhone.
2. She also has holiday insurance but that carries a £60 excess for cash and a further £60 for the rest of her loss.
3. Since the camera is out of date, she will only get market value which will be a lot less than replacement cost.
On balance, Jemma has come out of this very badly. For the sake of the 100 euros the thief gained, she faces having to pay out at least £300 to replace everything.
Out of the contents, only the 100 euros in cash will be of any use to the thief because the credit card was blocked immediately as was the mobile phone and nothing else would have real value to to him (the camera in the bag was an out of date model that had plenty of signs of wear).
On the other hand Jemma is faced with a lot of inconvenience and expense. I don’t know how much DVLC charge for a replacement driving license but I dare say there is a fee of some sort. That is the least of the expenses that Jemma faces.
1. She has insurance for the mobile phone but there is a £100 excess on the policy for an iPhone.
2. She also has holiday insurance but that carries a £60 excess for cash and a further £60 for the rest of her loss.
3. Since the camera is out of date, she will only get market value which will be a lot less than replacement cost.
On balance, Jemma has come out of this very badly. For the sake of the 100 euros the thief gained, she faces having to pay out at least £300 to replace everything.
2 comments:
So sorry to hear about this misfortune.
A replacement for a stolen licence is £20 which is a relative flesh wound I suppose.
She's lucky/sensible not to have lost her passport which would have been considerably more inconvenient!
I don’t know how much DVLC charge for a replacement driving license but I dare say there is a fee of some sort. That is the least of the expenses that Jemma faces.
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